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NAHB: Homebuilder confidence hits 9-year high
Mortgage applications and home sales figures aren't deterring homebuilders, who think they have some solid reasons to be confident in the market going forward — as confident as they were in 2005, no less.
Citigroup and Bank of America loosen standards for struggling borrowers
Both of the mega banks will start to offer mortgages at a discounted interest rates as part of their new efforts to help borrowers with low incomes or subprime-credit histories.
Mortgage applications jump dramatically, up 7.9%
Mortgage applications jumped dramatically for the week ending Sept. 12, up 7.9% from the week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey for the week ending Sept. 12, 2014.
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It's apparent that you’ll need clear processes and guidelines in place for your workforce to maintain high levels of service while working within strict tolerances that could result in game-changing fines for your business.
FHFA reps and warrants policies have “significant and unresolved” risks
In a new report from the FHFA’s Office of the Inspector General, the OIG said that the FHFA mandated a new representation and warranty framework for the GSEs and implemented it “despite significant unresolved operational risks to the Enterprises.” Among those is processes that may not be in place at Fannie Mae until late 2015, for example.